# Notice of cancellation

COI Journal, The COI Dictionary. Published by Forsured. Reference only, not legal or insurance advice.

Forms: ACORD 25

## Definition

Advance notice that a contractor's policy is being cancelled. The certificate itself doesn't promise to tell you.

## On the certificate

The current ACORD 25 says notice will be delivered in accordance with the policy provisions. That is a pointer to the policy, not a promise to the certificate holder.

## What to check

If your contract requires notice to you, an endorsement on the policy that names you to receive it, and a process to recheck certificates before they expire.

## The common gap

Relying on a certificate from the start of the job. A policy can be cancelled for nonpayment mid-project and the certificate in your file still looks fine.

## Related

- [Certificate of insurance (COI)](https://coijournal.com/dictionary/certificate-of-insurance/index.md)
- [Per project aggregate](https://coijournal.com/dictionary/per-project-aggregate/index.md)

Source page: https://coijournal.com/dictionary/notice-of-cancellation/