# Waiver of subrogation

COI Journal, The COI Dictionary. Published by Forsured. Reference only, not legal or insurance advice.

Forms: CG 24 04, WC 00 03 13

## Definition

A promise by the contractor's insurer not to sue you to recover what it paid on a claim. Construction contracts usually require it on general liability, auto and workers' compensation.

## On the certificate

A "Y" in the SUBR WVD column for each policy that carries it.

## What to check

An endorsement for each policy your contract names: CG 24 04 or a blanket version for general liability, and WC 00 03 13 or a state form for workers' compensation.

## The common gap

The waiver is on general liability but missing from workers' compensation, the line where an injured worker's claim lands.

## Related

- [Primary and noncontributory](https://coijournal.com/dictionary/primary-and-noncontributory/index.md)
- [Certificate of insurance (COI)](https://coijournal.com/dictionary/certificate-of-insurance/index.md)

Source page: https://coijournal.com/dictionary/waiver-of-subrogation/