From the editors
Contractor certificates of insurance decide who pays when a job goes wrong. Almost nobody reports on them. We're going to.
By The editors ·
- COI Journal covers construction insurance compliance: contractor COIs, endorsements, project requirements and what happens when coverage fails.
- It is published by Forsured, which makes COI compliance software. We say so on every page and every email.
- We don't rank or review software vendors, including Forsured. Original reporting, public records and research only.
- The weekly email, The COI Digest, goes out Tuesday mornings.
Read the editors' note
The COI Gap Index
Three numbers we're building
We'll publish each one only when the sample clears our rules. Until then, the slot stays empty.
No. 1 · In progress
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Gap rate
Share of contractor COIs that fail at least one project requirement, and the top reasons.
No. 2 · In progress
?%
Broker view
What construction brokers see breaking most often, and how long fixes take.
No. 3 · In progress
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Owner rules
What public owners actually require, compared state by state.
Five desks, one beat
News desk
Carrier, state and court changes that change what a GC or broker has to check.
COI 101
One term at a time: additional insured, waiver of subrogation, per project aggregate.
COI Watch
A running log of rating changes, new endorsement forms, rule changes and big project awards.
The Claim File
One case a month from public records: what the COI said, what the policy said, who paid.
The COI Gap Index
Our flagship research on how often contractor COIs fail project requirements, and why.
Start with the basics
Plain-English explainers on the terms that decide who pays. They live on forsured.ai, our publisher's site.